Compare auto loan rates from top lenders for new and used cars. Get pre-approved in minutes with rates starting at 4.99% APR.
"I saved $2,400 over my loan term by comparing rates. The process was so easy and I got approved the same day!"
- James T., Auto Loan Customer
Won't affect your credit score • Takes 2 minutes
Get the best auto loan rates without the dealership markup
Compare rates from 40+ lenders to find the lowest APR. Often beat dealership financing by 2-3% or more.
Get pre-approved in minutes with no impact to your credit. Walk into the dealership with financing already secured.
Finance any new or used vehicle from any dealer or private seller. Flexible terms from 24 to 84 months available.
Yes! Getting pre-approved gives you negotiating power at the dealership and helps you set a realistic budget. Pre-approval typically lasts 30-60 days.
New car loans typically have lower interest rates than used car loans because they're considered less risky. However, used cars cost less upfront, which can offset the higher rate.
We recommend at least 10-20% down on a new car and 10% on a used car. A larger down payment reduces your monthly payment and the total interest paid over the loan term.
Yes! If rates have dropped or your credit has improved since your original loan, refinancing can lower your monthly payment and save you money over the life of the loan.
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Get Pre-Approved NowWon't affect your credit score • Takes 2 minutes • 100% free