Privacy Policy

Introduction

FundingPoint.org ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

• Complete a loan application or request form
• Register for an account
• Subscribe to our newsletter
• Contact us for customer support
• Participate in surveys or promotions

This information may include:

• Name, email address, phone number, and mailing address
• Date of birth and Social Security number
• Employment information and income details
• Financial information (credit score range, loan amount requested, etc.)
• Banking information for loan disbursement

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Clickstream data and search terms

Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to enhance your experience, analyze site usage, and deliver personalized content. You can control cookie preferences through your browser settings, though disabling cookies may limit certain features of our site.

How We Use Your Information

We use the information we collect for the following purposes:

• To provide our services: Process your loan applications and connect you with lenders in our network
• To communicate with you: Send you updates about your application, respond to inquiries, and provide customer support
• To improve our services: Analyze usage patterns, conduct research, and develop new features
• To personalize your experience: Deliver relevant content, offers, and recommendations based on your preferences
• To ensure security: Detect and prevent fraud, unauthorized access, and other illegal activities
• To comply with legal obligations: Meet regulatory requirements and respond to legal requests
• To market our services: Send promotional emails about products and services (you can opt out at any time)

How We Share Your Information

With Lenders and Partners

When you submit a loan request, we share your information with lenders in our network who may be able to provide you with loan offers. These lenders are carefully vetted and must agree to protect your information in accordance with applicable laws.

With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

• Payment processors and fraud prevention services
• Email and communication platforms
• Analytics and marketing services
• Customer support and CRM systems
• Cloud hosting and data storage providers

For Legal Reasons

We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Data Security

We implement industry-standard security measures to protect your personal information, including:

• 256-bit SSL encryption for data transmission
• Secure servers with firewall protection
• Regular security audits and vulnerability assessments
• Access controls and authentication requirements
• Employee training on data protection practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-out: Unsubscribe from marketing communications at any time
• Data portability: Request a copy of your data in a machine-readable format
• Restriction: Request that we limit how we use your information

To exercise these rights, please contact us at privacy@fundingpoint.org or call (888) 207-1705.

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by businesses
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising your CCPA rights

We do not sell your personal information to third parties. For more information about your California privacy rights, please contact us.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: privacy@fundingpoint.org
• Phone: (888) 207-1705
• Mail: FundingPoint.org, 1125 West Street, Suite 234, Annapolis, MD 21401