We help Americans make smarter financial decisions by connecting them with the best lending options and providing expert educational resources.
Founded in 2015, FundingPoint was created to solve a simple problem: finding the right loan or credit card should not be complicated or time-consuming. We believed that by bringing lenders together in one marketplace, we could create competition that benefits consumers. Our founders, with combined experience of over 30 years in financial services and technology, saw an opportunity to bring transparency and simplicity to a traditionally opaque industry.
Today, we help Americans across the country compare rates on personal loans, business loans, mortgages, auto loans, credit cards, and other financial products. Our network includes 300+ trusted lenders, and we are committed to maintaining the highest standards of transparency, editorial independence, and data security.
Our headquarters is located in Annapolis, Maryland, and our team of financial writers, analysts, and engineers works every day to ensure that the information on our site is accurate, up-to-date, and genuinely useful to consumers navigating important financial decisions.
FundingPoint is a free service for consumers. We make money in two ways, and we believe in being fully transparent about both:
When you use our comparison tools and choose to apply with one of our lending partners, we may receive a referral fee from that lender. This does not cost you anything extra and does not affect the rates or terms you receive. The compensation we receive may influence which products appear on our site and the order in which they are displayed, but it does not influence our editorial content or ratings.
We display advertisements on our website, including on our blog and educational resources pages, through Google AdSense and other advertising partners. These ads are clearly labeled and visually separated from our editorial content. Ad revenue helps us maintain our free comparison tools and produce high-quality financial education content.
Importantly, our editorial team operates independently from our business team. Advertisers and lending partners do not have input into our editorial content, product ratings, or recommendations. Our writers and editors are guided by our editorial standards and are committed to providing accurate, unbiased information to help you make the best financial decisions. You can also learn more on our How We Make Money page.
Our content is written and reviewed by experienced financial professionals committed to accuracy and editorial independence.
Senior Financial Writer
Sarah has over 12 years of experience in personal finance journalism. She previously wrote for NerdWallet and Bankrate, covering credit, debt management, and consumer lending. She holds a B.A. in Economics from Columbia University.
Lending & Debt Analyst
Michael is a Certified Financial Planner (CFP) with 10 years of experience in the lending industry. He specializes in debt consolidation, balance transfers, and helping consumers navigate complex loan products.
Business Finance Editor
David covers small business financing, SBA loans, and commercial lending. With 15 years of experience in business journalism and an MBA from Wharton, he brings deep expertise to our business content.
Mortgage & Real Estate Writer
Jennifer is a licensed mortgage loan originator (NMLS) turned financial writer. She spent 8 years in the mortgage industry before joining FundingPoint to help first-time homebuyers understand the lending process.
Auto & Consumer Lending Writer
Robert covers auto loans, personal loans, and consumer credit topics. He holds a degree in Finance from the University of Michigan and has contributed to Forbes, Money, and The Wall Street Journal.
Editor-in-Chief
Amanda oversees all editorial content at FundingPoint. With 18 years of experience in financial media, including senior editorial roles at The Motley Fool and Investopedia, she ensures all content meets our strict accuracy and independence standards.
Savings & Budgeting Writer
Lisa specializes in savings strategies, budgeting methods, and retirement planning. With 9 years of experience as a financial coach and personal finance journalist, she brings practical, real-world advice to every article.
Government Programs & Consumer Advocacy Writer
Marcus spent three years at a nonprofit helping families navigate government assistance before joining FundingPoint. He covers SNAP, LIHEAP, Medicaid, grants, and benefit programs with firsthand expertise in the application process.
Government Benefits & Policy Writer
Angela covers federal and state benefit programs, energy assistance, and healthcare access. A former caseworker with 7 years of experience in social services, she brings a deeply practical perspective to navigating government programs.
We believe in clear, honest communication about rates, fees, how we make money, and how our content is produced. We clearly label all advertisements and disclose our business relationships.
Your personal information is protected with bank-level 256-bit encryption and industry-leading security measures. We never sell your personal data to third parties.
Our editorial content is produced independently from our business operations. Advertisers and partners do not influence our ratings, reviews, or recommendations.
We would love to hear from you. Whether you have a question about our content, want to report an error, or have a suggestion for a new topic, our team is here to help.
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