FundingPoint.org operates in compliance with all applicable federal and state regulations
FundingPoint.org is committed to operating in full compliance with all applicable federal and state laws governing financial services marketplaces. As a lead generator and comparison platform, we work exclusively with licensed lenders who are authorized to operate in their respective jurisdictions.
FundingPoint.org and our partner lenders maintain the necessary licenses and registrations required to operate in each state where services are offered. Below is information about our licensing status:
For mortgage-related services, our partner lenders are registered with the Nationwide Mortgage Licensing System & Registry (NMLS). You can verify lender licenses at: www.nmlsconsumeraccess.org
Additional state licenses available upon request. Contact us for specific state licensing information.
FundingPoint.org and our partner lenders comply with the Equal Credit Opportunity Act, which prohibits discrimination in credit transactions on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.
We comply with the Fair Credit Reporting Act in our handling of consumer credit information. When lenders perform credit checks, they do so in accordance with FCRA requirements, and consumers have the right to:
Our partner lenders provide clear disclosures about loan terms, including Annual Percentage Rate (APR), finance charges, payment schedules, and total loan costs, as required by the Truth in Lending Act.
We comply with the Gramm-Leach-Bliley Act's requirements for protecting consumer financial information. Our Privacy Policy details how we collect, use, and safeguard your personal information.
FundingPoint.org is not a lender and does not make credit decisions. We are a marketplace that connects consumers with third-party lenders. All loan terms, including interest rates, fees, and repayment schedules, are determined by the individual lenders.
The rates and terms displayed on our website are for illustrative purposes only and may not reflect the actual rates or terms you receive. Actual rates depend on factors including:
Annual Percentage Rate (APR) represents the yearly cost of a loan, including interest and fees. APRs for personal loans typically range from 5.99% to 35.99%, depending on creditworthiness and other factors. Your actual APR may be higher or lower based on your individual circumstances.
Failure to repay a loan on time may result in:
We encourage responsible borrowing practices. Before applying for a loan, consider:
California residents have specific rights under the California Consumer Privacy Act (CCPA). See our Privacy Policy for details about your California privacy rights.
New York residents: FundingPoint.org is not a lender. We do not make loans or credit decisions. Licensed lenders in our network will provide you with loan terms and conditions.
Texas residents: Complaints regarding credit services organizations may be filed with the Texas Attorney General's Office, Consumer Protection Division.
To verify the licensing status of any lender in our network, you may:
If you have concerns about our services or wish to file a complaint, you may contact:
This page is updated regularly to reflect our current licensing status. For the most current information, please contact us directly or check with the appropriate regulatory agencies.
Last Updated: January 1, 2025
For questions about our licenses, regulatory compliance, or to request specific licensing documentation, please contact our compliance team at compliance@fundingpoint.org or call (888) 207-1705.
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