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FundingPoint
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How FundingPoint Works

Compare personalized rates from 300+ lenders in just 3 simple steps. It's fast, free, and won't impact your credit score.

1

Tell us what you need

Fill out one simple form with basic information about yourself and what you're looking for. It takes just 5 minutes and you'll answer questions about:

  • The type of loan or credit card you need
  • How much you want to borrow or your credit needs
  • Basic personal and financial information
  • Your contact details so lenders can reach you

Quick & Easy Form

Our streamlined application process is designed to be fast and straightforward. No complicated jargon, just simple questions.

Bank-level 256-bit encryption
No impact to your credit score
100% free to use

We Find Your Matches

Our technology instantly searches our network of 300+ trusted lenders to find the best matches for your unique situation.

Smart Matching
Our algorithm considers your credit profile, income, and needs
Competitive Rates
Lenders compete for your business, driving down rates
2

Compare personalized offers

Within minutes, you'll receive multiple personalized offers from lenders who want your business. Each offer includes:

  • Your personalized interest rate
  • Monthly payment amount
  • Loan terms and repayment schedule
  • Any fees or additional costs
3

Choose your best offer

Review all your offers side-by-side and choose the one that works best for you. There's no obligation to accept any offer, and you can take your time deciding.

  • Compare rates, terms, and fees easily
  • Read reviews from other customers
  • Contact lenders directly with questions
  • Complete your application when you're ready

You're in Control

There's absolutely no obligation to accept any offer. Take your time, ask questions, and choose the option that's right for you.

Average Savings
$2,847
Customers who compare rates save an average of $2,847 over the life of their loan

Why choose FundingPoint?

We're committed to helping you find the best financial products with transparency and ease

100% Free

Our service is completely free. We're compensated by lenders, so you never pay a dime.

No Credit Impact

Checking your rate won't affect your credit score. Only a hard inquiry when you apply impacts credit.

Trusted Network

We only work with reputable, licensed lenders who meet our strict standards for customer service.

Ready to get started?

Compare personalized rates from 300+ lenders in just 5 minutes