Billions of dollars in assistance go unclaimed every year, mostly because people never learn the programs exist or assume they will not qualify. FundingPoint closes that gap in about two minutes. Here is exactly how it works.
Step 1
Start by choosing the categories that fit your situation: food assistance, healthcare, housing, utility help, cash assistance, and more. You can pick as many as apply. This is what lets us narrow thousands of programs down to the ones actually relevant to you, instead of handing you a phone book of options that do not fit.
Step 2
Next we ask for some basic information, like your state and how to reach you, so we can tailor the results and send you a copy to keep. Eligibility for most assistance programs depends on where you live and your household situation, so even a little context sharply improves the match. We never ask for a Social Security number or bank details, and we never sell your information.
Step 3
You receive a tailored list of federal, state, and local programs you may qualify for, each with a plain explanation of what it does and a direct link to the official application. No middleman, no application fee. You apply directly with the program, the same way you would if you had found it yourself, only now you know it exists.
You will never pay FundingPoint to find programs or to apply for them, and the government programs themselves do not charge application fees. We keep the lights on through advertising and through partners whose products are relevant to the people we help, never by charging you and never by selling your personal information. If you want the full breakdown, our how we make money page lays it out plainly.
We collect only what we need to match and send your results, and we do not sell your personal information to data brokers. We never ask for a Social Security number, bank account, or payment details to show you programs. You can read exactly what we collect and why in our privacy policy.
Is it really free?
Yes. The benefits finder is free to use, and you never pay us to see your results or to apply for any program. Government assistance programs do not charge application fees either. We explain exactly how we keep the service free on our how we make money page.
Do I have to give a Social Security number?
No. We ask only for basic details like your state and contact information so we can tailor and send your results. We never request a Social Security number, bank account, or payment information, and you should be cautious of any benefits site that does.
Will this affect my credit score?
No. Finding programs through FundingPoint involves no credit check of any kind and has zero effect on your credit score. It is simply a way to discover assistance you may be eligible for.
Does a match guarantee I will qualify?
No. Your results show programs you may be eligible for based on the categories and location you provide. Each program has its own rules and makes its own final decision. We point you to the right doors; the program itself decides who walks through.
How long does it take?
A couple of minutes. Choosing your categories and entering your details takes about as long as filling out a short form, and your personalized list is ready right away.
It takes about two minutes, costs nothing, and there is no credit check.
Find my benefits