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Rates as low as 6.25% APR

Find Your Perfect Mortgage Rate

Compare mortgage rates from top lenders for purchase, refinance, FHA, VA, and jumbo loans. Get personalized rates in minutes.

Compare rates from 50+ top mortgage lenders
No impact to your credit score to check rates
Expert guidance throughout the process
Close in as little as 21 days
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"FundingPoint helped me save $450/month on my mortgage. The comparison process was seamless!"

- Michael R., Refinance Customer

Get Your Rate

Won't affect your credit score • Takes 3 minutes

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Tell us about your home purchase

What's your estimated home price?

Why Choose FundingPoint for Your Mortgage?

We connect you with the best mortgage lenders in the industry

Lowest Rates

Compare rates from 50+ lenders to ensure you get the most competitive mortgage rate available for your situation.

Fast Approval

Get pre-approved in minutes and close in as little as 21 days with our streamlined digital process.

All Loan Types

Whether you're buying, refinancing, or need a jumbo loan, we have lenders for every mortgage type and situation.

$100B+
Mortgages Funded
50+
Lender Partners
4.9/5
Customer Rating
21 Days
Avg. Close Time

Mortgage FAQs

What types of mortgages do you offer?

We connect you with lenders offering conventional, FHA, VA, USDA, jumbo loans, and refinancing options. Whether you're a first-time buyer or experienced homeowner, we have options for you.

How much do I need for a down payment?

Down payment requirements vary by loan type. Conventional loans typically require 3-20%, FHA loans as low as 3.5%, and VA loans may require 0% down for qualified veterans.

What credit score do I need for a mortgage?

Minimum credit scores vary by loan type. FHA loans may accept scores as low as 580, while conventional loans typically require 620+. Better credit scores generally qualify for better rates.

How long does the mortgage process take?

From application to closing typically takes 30-45 days, though some lenders can close in as little as 21 days with complete documentation and a straightforward transaction.

Ready to Find Your Best Rate?

Compare rates from 50+ top mortgage lenders in minutes

Get Started Now

Won't affect your credit score • Takes 3 minutes • 100% free