FundingPoint
Secure Application

Limited Time: Rates as low as 5.99% APR for well-qualified borrowers. Check your rate before rates increase.

Trusted by 500,000+ customers

Get Your Personal Loan in Minutes

Compare rates from top lenders and get approved for $5,000 to $100,000+ with competitive rates as low as 5.99% APR.

No impact to your credit score to check rates
Funds deposited as soon as next business day
Fixed rates and flexible terms up to 7 years
No prepayment penalties or hidden fees
BBB Accredited
A+ Rating
Bank-Level
Security
Award Winning
Service
Fast Approval
In Minutes

"I saved over $3,000 by comparing rates through FundingPoint. The process was incredibly easy and fast!"

- Sarah M., Personal Loan Customer

Check Your Rate

Won't affect your credit score • Takes 2 minutes

Step 1 of 4

Why Choose FundingPoint?

We make it easy to find the best personal loan for your needs

Save Money

Compare rates from multiple lenders to find the lowest APR and save thousands over the life of your loan.

Fast & Easy

Complete one simple form and get matched with multiple lenders in minutes. No need to apply to each lender separately.

No Hidden Fees

Our service is 100% free. No application fees, no origination fees, and no prepayment penalties from our partners.

$50B+
Loans Funded
500K+
Happy Customers
4.8/5
Average Rating
24hrs
Avg. Approval Time

Frequently Asked Questions

Will checking my rate affect my credit score?

No! Checking your rate with FundingPoint uses a soft credit inquiry, which does not impact your credit score. Only when you choose a lender and proceed with a full application will a hard inquiry be made.

How quickly can I get my funds?

Many of our lending partners can deposit funds as soon as the next business day after approval. The exact timing depends on the lender you choose and when you complete your application.

What can I use a personal loan for?

Personal loans are versatile and can be used for debt consolidation, home improvements, medical expenses, major purchases, weddings, vacations, and more. Some lenders may have restrictions on certain uses.

What credit score do I need?

We work with lenders who serve a wide range of credit profiles, from excellent to fair credit. While better credit typically means better rates, we can help you find options even if your credit isn't perfect.

Ready to Get Started?

Join thousands of satisfied customers who found their perfect loan through FundingPoint

Check Your Rate Now

Won't affect your credit score • Takes 2 minutes • 100% free