Free Assessment

Financial Health Check

Answer 12 questions to get a personalized financial health score. See how you stack up across emergency preparedness, debt, savings, protection, and planning -- then get a custom action plan.

2 minutes to complete|100% private -- nothing stored|No signup required
Question 1 of 120% complete
Emergency Preparedness

How many months of essential living expenses do you have saved in an easily accessible account?

How the Scoring Works

Five Categories

Your overall score is built from five pillars of financial health. Each category is scored independently so you can see exactly where your strengths and weaknesses lie.

  • Emergency Preparedness
  • Debt Health
  • Savings & Investing
  • Risk Protection
  • Financial Planning

Score Tiers

Excellent80-100 points
Good65-79 points
Fair50-64 points
Needs Work35-49 points
Critical0-34 points

This assessment is designed to give you a quick, honest snapshot of your financial health. It is not a substitute for professional financial advice, but it can help you identify areas that deserve attention and point you toward the right resources.

The questions are based on widely accepted personal finance benchmarks used by financial planners, including emergency fund adequacy, debt-to-income thresholds, savings rate targets, and insurance coverage standards. Your answers are processed entirely in your browser -- we never see, store, or transmit your responses.