Compare rates from top lenders and potentially save thousands on your student debt. Federal and private loan options available.
Fixed payments over 10 years. Highest monthly payment but lowest total interest. Best if you can afford it.
Payments set at 10-20% of discretionary income. Lower monthly payments with forgiveness after 20-25 years (federal only).
Replace existing loans with a new private loan at a lower rate. Can save thousands but forfeits federal protections.
Pay minimums on all loans, then throw extra money at the highest-rate loan first. Mathematically optimal for total savings.
Pay off the smallest balance first for quick wins and motivation, then roll that payment into the next smallest balance.
Many employers now offer student loan repayment benefits. Check if yours contributes up to $5,250/year tax-free toward your loans.
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