How People Use FundingPoint

Real scenarios showing how our comparison tools help people make smarter financial decisions

300+
Lending Partners
100%
Free to Use
5 min
Average Comparison Time
Personal Loan

Consolidating Credit Card Debt

Compare personal loan rates from multiple lenders to consolidate high-interest credit card balances into a single, lower-rate monthly payment. Many borrowers find rates significantly below their credit card APRs.

Example: A borrower with $18,000 in credit card debt at 22% APR could compare personal loan offers in the 8-15% range, potentially saving hundreds per month.

Business Loan

Funding a Small Business Expansion

Small business owners can compare SBA loans, term loans, and lines of credit from our network of lenders. Get multiple offers to find the right funding amount and repayment terms for your growth plans.

Example: A restaurant owner looking to open a second location can compare $50,000-$100,000 business loan options side by side instead of going bank to bank.

Credit Card

Finding a Balance Transfer Card

Compare 0% introductory APR balance transfer cards to find the longest promotional period and lowest transfer fees. See all your options in one place instead of searching individual bank sites.

Example: Someone carrying a $5,000 balance can compare cards offering 15-21 months of 0% APR and calculate exactly how much they would save in interest.

Mortgage Refinance

Refinancing a Mortgage

Compare refinance rates from multiple mortgage lenders without impacting your credit score. See estimated monthly payments, closing costs, and break-even timelines for each offer.

Example: A homeowner whose credit score has improved since their original mortgage can compare refinance offers to see if a lower rate justifies the closing costs.

Auto Loan

Shopping for an Auto Loan

Get pre-approved by multiple auto lenders before visiting the dealership. Having a pre-approval gives you negotiating leverage and helps you know exactly what rate you qualify for.

Example: A first-time car buyer can compare offers from banks, credit unions, and online lenders -- then walk into the dealership with financing already secured.

Home Equity Loan

Tapping Home Equity

Compare home equity loans and HELOCs from multiple lenders. See rates, draw periods, repayment terms, and fees side by side to find the right option for home improvements or major expenses.

Example: A homeowner planning a $40,000 kitchen renovation can compare fixed-rate home equity loans against variable-rate HELOCs to find the best fit.

How it works

1
Tell Us What You Need

Fill out one simple form with basic information about the loan or credit product you are looking for

2
Compare Your Options

See personalized offers from multiple lenders side by side, with no impact to your credit score

3
Choose the Best Fit

Pick the offer that works best for your budget and goals, then complete your application directly with the lender

Ready to compare your options?

See why thousands of borrowers start their search here. Check your rate in minutes.