Auto & Consumer Lending Writer
Contributor to Forbes, Money, WSJ
Robert Kim covers auto loans and consumer lending for FundingPoint. His work has appeared in Forbes, Money magazine, and The Wall Street Journal, where he's become known for his deep dives into how car dealership financing actually works.
Robert's interest in auto financing started when he bought his first car at 22 and realized—only after signing—that the dealer had marked up his interest rate by 2.5 percentage points and added $3,000 in unnecessary add-ons. That experience taught him that most people have no idea how much money they're leaving on the table at the dealership.
Before becoming a full-time journalist, Robert worked as an analyst at Experian Automotive, where he had access to data on millions of auto loan transactions. That experience gave him insights into lending patterns that most consumers never see, including how much dealers typically mark up rates and which credit tiers get the best offers.
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