Trusted by 10M+ Americans

When lenders compete, you win.

Compare personalized rates from 300+ lenders in minutes. One simple form, multiple offers, zero impact to your credit score.

5 min application
Bank-level security
No hidden fees
Featured Offer

0% Intro APR Credit Cards

Get up to 21 months of 0% intro APR on purchases and balance transfers. Perfect for well-qualified customers looking to save on interest.

How FundingPoint works

Get matched with the right lenders in three simple steps

Tell us what you need

Answer a few simple questions about your financial needs and goals. Our secure form takes just 5 minutes to complete.

We find your matches

Our technology instantly searches our network of 300+ trusted lenders to find personalized offers tailored to your profile.

Compare and choose

Review multiple offers side-by-side with transparent terms. Choose the one that works best for you with no obligation.

300+
Lending Partners
$100B+
Loans Facilitated
10M+
Happy Customers
4.8/5
Average Rating
Person planning personal loan finances
Most Popular

Personal loans for every need

Whether you're consolidating debt, making home improvements, or covering unexpected expenses, we'll connect you with lenders offering competitive rates tailored to your situation. Our experts have researched 100+ personal loan lenders so you don't have to.

  • Debt Consolidation
    Combine multiple high-interest debts into one manageable payment with a lower rate
  • Home Improvements
    Fund renovations that increase your home's value without tapping into your equity
  • Major Purchases
    Finance large expenses like weddings, medical bills, or vacations with flexible terms
For Business Owners

Business loans to fuel your growth

From startups to established enterprises, find the right financing solution for your business. Our network of 250+ business lenders compete for your business, ensuring you get the best terms available.

Term Loans

Fixed-rate financing for equipment, expansion, or working capital

Lines of Credit

Flexible access to funds when you need them most

SBA Loans

Government-backed loans with competitive rates and terms

Equipment Financing

Purchase or lease business equipment without depleting cash

Business owner in modern office
Credit cards on desk

Find the perfect credit card

From earning rewards to transferring a balance, find the right credit card to help you score everyday wins. Our experts have researched 400+ credit cards to bring you the best options.

0% Intro APR Cards

Up to 21 months of 0% intro APR for well-qualified customers

Rewards Cards

Earn cash back, points, or miles on every purchase

Balance Transfer Cards

0% intro APR offers to help you pay down debt faster

Home loans made simple

Whether you're buying your first home, refinancing, or tapping into your equity, compare offers from 50+ top mortgage lenders. Get personalized rates in minutes with no impact to your credit score.

  • Home Purchase
    Compare mortgage rates and find the best loan for your dream home
  • Refinance
    Lower your rate, reduce your payment, or tap into your home's equity
  • Home Equity
    Access your home's equity with a HELOC or home equity loan
Modern home exterior with family

Why millions trust FundingPoint

We're committed to helping you find the best financial products with transparency and security

1

Security & Privacy

Bank-level 256-bit encryption protects your data. We never sell your information to third parties and only share it with lenders you choose.

2

Save Money

Our network of 300+ lenders compete for your business, ensuring you get the best rates available. Customers save an average of $3,200 annually.

3

Expert Support

Our team of financial experts is here to help you every step of the way. Get personalized guidance and support throughout your journey.

256-bit
Encryption
10M+
Happy Customers
4.8/5
Average Rating

Today's featured rates

APR rates as low as

Personal Loans

3 YEAR TERM

6.74%

$20,000 LOAN

0% APR Credit Cards

21 MONTHS INTRO

0.00%

WELL QUALIFIED

Home Equity

30 YEAR FIXED

6.50%

$50,000 LOAN

Auto Loans

5 YEAR TERM

5.99%

$30,000 LOAN

Business Loans

3 YEAR TERM

7.25%

$50,000 LOAN

Mortgages

30 YEAR FIXED

6.85%

$300,000 LOAN

Rates shown are for illustrative purposes only and may change at lender discretion. Actual rates may vary based on your credit profile, loan amount, and other factors. Not all applicants will qualify for the lowest rates. Rates above may not be available at the time of loan commitment or lock-in.

Financial education & resources

Expert insights and guides to help you make informed financial decisions

How to Improve Your Credit Score Fast
Credit
8 min read

How to Improve Your Credit Score Fast

Learn the key factors that affect your credit score and proven strategies to boost it by 100+ points in 6 months.

Debt Consolidation vs. Balance Transfer: Which is Right for You?
Debt Management
6 min read

Debt Consolidation vs. Balance Transfer: Which is Right for You?

Compare the pros and cons of consolidating debt with a personal loan versus transferring balances to a 0% APR credit card.

Small Business Loan Options: A Complete Guide
Business
10 min read

Small Business Loan Options: A Complete Guide

Explore different financing options for startups and growing businesses, from SBA loans to lines of credit.

First-Time Home Buyer's Guide to Mortgages
Mortgages
12 min read

First-Time Home Buyer's Guide to Mortgages

Everything you need to know about getting your first mortgage, from pre-approval to closing costs.

Best Credit Cards for Cash Back in 2025
Credit Cards
7 min read

Best Credit Cards for Cash Back in 2025

Our experts reviewed hundreds of cards to find the best cash back rewards programs for different spending habits.

How to Refinance Your Mortgage and Save Thousands
Mortgages
9 min read

How to Refinance Your Mortgage and Save Thousands

Learn when refinancing makes sense and how to calculate your break-even point to maximize savings.

Frequently asked questions

Everything you need to know about using FundingPoint

Still have questions?

As Featured In

Forbes
WSJ
Bloomberg
CNBC
Reuters

Real stories from real customers

Join thousands of satisfied customers who have saved money with FundingPoint

FundingPoint helped me consolidate $25,000 in credit card debt into one loan with a much lower rate. I'm saving over $400 a month and will be debt-free in 3 years instead of 10!

Sarah Johnson
Austin, TX
Personal Loan

As a small business owner, I needed capital quickly to expand. FundingPoint connected me with multiple lenders in minutes, and I had funding within a week. The process was seamless.

Michael Chen
Seattle, WA
Business Loan

I was skeptical about refinancing my mortgage, but FundingPoint made it so easy to compare rates. I ended up saving $350 per month and cutting 5 years off my loan term!

Emily Rodriguez
Miami, FL
Mortgage Refinance

The comparison tool saved me hours of research. I found a credit card with amazing rewards that perfectly fits my spending habits. Plus, the sign-up bonus was incredible!

David Thompson
Denver, CO
Credit Card

I needed a home equity loan for renovations. FundingPoint showed me options I didn't even know existed. The whole process was transparent and stress-free.

Jennifer Lee
Boston, MA
Home Equity

After comparing rates on FundingPoint, I saved over $5,000 on my auto loan. The platform is incredibly user-friendly and the customer service team was helpful throughout.

Robert Martinez
Phoenix, AZ
Auto Loan

Ready to find your best rate?

Join millions of Americans who have saved money by comparing rates on FundingPoint. Get started in just 5 minutes.

No impact to your credit score • Free to use • Secure & confidential